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Home Warranty Plans.
 
Home Warranty Plans.
hHome Warranty Plans. ORA Home Warranty Plans Provide peace of mind for home buyers and home sellers. Call ORA Today 1-800-472-7004.

HOME WARRANTY PLANS


ORA's Home Warranty Service Plans provide peace of mind for both Home Buyers and Home Sellers.

<< ORA Home Warranty Service Plans Make Your Home Stand Out!


Click Here to Learn More about ORA Home Warranty Service Plans or call ORA at 1-800-472-7004 EST M-F 9am to 5pm.

Compare Home Warranty Plans and Discovery Why ORA Home Warranty
Plans Are Superior.

ORA has several home warranty plans that provide affordable home warranty coverage, errors & omissions insurance, & real estate client follow-up services. ORA Home Warranty Plans have been helping homeowners in several states throughout the Great Lakes region for more than 30 years.

Whether you are a home buyer, home seller, professional realtor, mortgage company, title company, home appraiser, or home inspector Ohio Home Warranty plans can help homeowners and real estate professionals market available homes and real estate properties.

What is a Home
Warranty Plan?

Let's review the common definitions of Affordable Home Warranty Plans.

Home Warranty Plans represent a type of home insurance that covers repairs to certain parts of a house such as: home appliances and some valuable fixtures.

Home Warranty Plans are insurance contracts that cover the repair and replacement costs of home appliances. ORA home warranty plans generally cover equipment and home appliances such: dishwashers, plumbing systems, home electrical systems, workmanship and many main components.

Home Warranty Plans are service contracts provided by home warranty companies that covers home appliances. In addition, some home builders and home insurance companies offer 10-year extended home warranty plans on major structural defects.

Home Warranty Plans guarantee the functionality of home appliances. Home warranty plans pay for some appliance repairs within a specified period of time.

Many home warranty plans guarantee the home or property against the failure of mechanical systems, such as plumbing, electrical, heating and installed home appliances.

Home Warranty Plans issued by contractors, home sellers and real estate agencies protect homebuyers from specified defects in a house as per the contract.

Home Warranty Plans are insurance policies that cover certain physical systems within a home. Typically, home warranty plans include electrical and plumbing systems, the furnace and range, roof, windows, and other items, for one year from the date of closing.

Home Warranty Plans provide protection for mechanical systems and attached appliances against unexpected and costly home repairs not covered by traditional homeowners insurance; home warranty plans extend home warranty coverage over a specific time period and do not cover the home's structure.

Home Warranty Plans are policies that can be purchased by a home buyer or home seller as assurance against unexpected home repair costs.

For More Information on Affordable Home Warranty Plans Contact ORA Home Warranty at: 800-472-7004.


More Information

What is Covered Under Home Warranty Plans?

The last thing a home buyer needs to worry about after closing is what major appliance could possibly breakdown or malfunction in their new home. Home warranty plans cover the costly repairs of home appliances and major systems. Home warranty plans provide peace of mind to both home buyers and home sellers. Home warranty plans are a great idea for any homebuyer especially first time home buyers that have limited experience repairing or maintaining a home.

Who Pays for Home Warranty Plans?

In many areas, it is normal for a home seller to pay for the home warranty coverage because home warranty plans are often considered a sellers benefit. Why? Because the home buyer will not be calling the home seller after closing if covered item malfunctions. The home buyer can purchase the home warranty at closing if not provided by the home seller. Many real estate professionals may also purchase the home warranty plan for their clients.

How Much do Home Warranty Plans Cost?

Home warranty plans are fairly inexpensive, especially home warranty plans from ORA Warranty. ORA home warranty plans are often prepaid for, at which time they then expire and may be renewable.

How Do Home Warranty Plans Work?

Although specific home warranty plans provide for specific types of home warranty coverage, most home warranty plans operate the same way.

  • If a home system or appliance breaks down or stops working, the homeowner must first call the home warranty company to authorize the claim and, receive further service instructions.
  • The home warranty company may refer a local service contractor or, allow the homeowner to select their preferred service contractor.
  • Next, the homeowner contacts the service contractor to schedule a mutually convenient appointment for the servce contractor to come out to the home to diagnose the failure.
  • While the service contractor is still on site the homeowner or, service contractor must contact the home warranty company with an estimate and a detailed report on labor, parts, and repair or replacement costs.
  • If the failure is covered, the service contractor will receive a service approval code authorizing the service contractor to make necessary repairs or replacement.
  • Upon completion of service, the homeowner will be responsible for a small service trade fee (usually less than $100.00) payable to the service contractor.
  • Home Warranty Plans Provide Many Types of Coverage.
  • Because all home warranty plans differ, you will want to review specifically what is covered within your home warranty plan. Ask your real estate agent if an upgrade is available.

    What is Not Covered by Home Warranty Plans?

    • Outdoor items such as sprinklers
    • Faucet repairs may not be covered under all plans
    • Not all home warranty plans pay for refrigerators, washers & dryers or garage door openers
    • Hot tub or pools, unless specific home warranty coverage is requested
    • Permit fees
    • Haul aways

    What Can Cause Denial of Payment Claims with Home Warranty Plans?

    • Improper maintenance
    • Code violations
    • Fraud or misrepresentation
    • Improper connection
    • Abnormal wear and tear
    • Improper installation

    General Coverage Within Home Warranty Plans

    • Air conditioning
    • Dishwashers
    • Doorbells
    • Furnace / heating
    • Water heater
    • Ductwork
    • Garbage disposal
    • Inside plumbing stoppages
    • Ceiling fans
    • Electrical systems
    • Range and oven
    • Telephone wiring

    Because home warranty plans and home warranty coverage varies from state to state and from policy to policy, ask to review home warranty plans before you commit.

    ORA Home Warranty Plans Call: 1-800-472-7004

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