Home Warranty Insurance

What Is Home Warranty Insurance?

Let's review the common definitions of Home Warranty Insurance.

Home Warranty Insurance is a type of insurance that covers repairs to certain parts of a house and some fixtures.

Home Warranty Insurance Coverage guarantees certain features of a new home, such as the materials, workmanship and/or its main components.

Home Warranty Insurance is a service contract provided by the home builder that covers workmanship of a new home and appliances in working condition in the home for a period of one year. In addition, some home builders offer a 10-year extended home warranty insurance coverage on major structural defects.

Home Warranty Insurance Coverage guarantees on the workmanship or construction of a home including the functionality of some home appliances. The home warranty insurance also pays for some repairs within a specified period.

Like any other warranty, a home warranty insurance guarantees the property against the failure of mechanical systems, such as plumbing, electrical, heating and installed home appliances.

Home Warranties issued by contractors, sellers and real estate agencies protect homebuyers from specified defects in a house as per the contract.

Home Warranty Insurance is an insurance policy that covers certain physical systems within a home. Typically, the home warranty insurance coverage includes electrical and plumbing systems, the furnace and range, roof, and other items, for one year from the date of closing.

Home Warranty Insurance offers protection for mechanical systems and attached appliances against unexpected home repairs not covered by homeowner's insurance; home warranty insurance coverage extends over a specific time period and does not cover the home's structure.

Home Warranty Insurance is a policy that is purchased by a home buyer or home seller as assurance against unexpected home repair costs.

Ohio Referral Association Agency, Inc or ORA, has been a proud provider of various home warranty insurance products through out the real estate industry for over 20 years. If you are buying or selling a home, you need to consider the advantages of an ORA home warranty insurance plan. A home warranty insurance from ORA will protect buyers and sellers against unexpected repairs and replacements of major home systems and appliances:

• ORA Home Warranty Insurance Covers Central Air Conditioning
• ORA Home Warranty Insurance Covers Central Heating
• ORA Home Warranty Insurance Covers Electrical Systems
• ORA Home Warranty Insurance Covers Plumbing System
• ORA Home Warranty Insurance covers Appliances such as Dishwashers, Microwaves, Ovens, Hot Water Heaters, and much more.

ORA Home Warranties Are Some Of The Broadest
And Most Affordable Home Warranties Available.

Did you know that most homeowner's insurance policies don't provide coverage for mechanical breakdown of household systems and appliances, but ORA home warranties do. For example, if your hot water heater develops a leak that damages your carpeting, your homeowners' insurance coverage will typically cover the water damage, but will not cover the faulty hot water heater. Your ORA home warranty insurance will fill this important coverage gap in your homeowner's policy.

An ORA home warranty insurance may cover the repair or replacement of a covered item, less a small deductible, starting with one simple call to the ORA claims department.

With prior approval, ORA is one of only a few home warranty insurance companies that will let you choose your own service contractor. If you don't have a personal preference, ORA home warranty insurance has an extensive network of service contractors available for all your repair and replacement needs.

ORA Home Warranties provide peace of mind for Home Buyers and Home Sellers.

Home Buyers - ORA's Home Warranty Insurance
Offers You These Great Benefits:

• ORA Home Warranties are low priced.
• An ORA Home Warranty Insurance offers a low deductible per claim.
• Selecting an ORA Home Warranty Insurance gives you the reassurance of dealing with a reputable company.
• An ORA Home Warranty Insurance allows you to select your own service contractor with prior approval.
• ORA Home Warranties protect you from untimely expensive repair or replacement cost after closing.
• ORA Home Warranties offer immediate coverage upon closing.
• Your ORA Home Warranty Insurance can be renewable (per ORA discretion).

Gain An Advantage As A Home Seller
With These ORA Home Warranty Insurance Benefits:

• ORA Home Warranty Insurance coverage is free during listing period.
• Homes typically sell faster if they are covered with a home warranty insurance such as ORA's Home Warranty Insurance.
• A home covered by an ORA Home Warranty Insurance may be viewed by potential buyers as a safer investment.
• Most home buyers will prefer shopping for homes covered by a warranty such as a home warranty insurance from ORA.
• An ORA Home Warranty Insurance can help you avoid last minute closing delays caused by major system or appliance malfunctions.

Home Sellers - Look At These Items That
ORA Home Warranties Provide Coverage For:

• An ORA Home Warranty Insurance covers Accessible Duct Work
• An ORA Home Warranty Insurance covers Attic Fans
• An ORA Home Warranty Insurance covers Built-in Food Center
• An ORA Home Warranty Insurance covers Built-in Microwave
• An ORA Home Warranty Insurance covers Central Heating System
• An ORA Home Warranty Insurance covers Central Vacuum
• An ORA Home Warranty Insurance covers Dishwasher (Built In)
• An ORA Home Warranty Insurance covers Electric Fixtures
• An ORA Home Warranty Insurance covers Electrical System
• An ORA Home Warranty Insurance covers Faucets
• An ORA Home Warranty Insurance covers Gas Lines
• An ORA Home Warranty Insurance covers Garbage Disposal
• An ORA Home Warranty Insurance covers Hot Water Heater
• An ORA Home Warranty Insurance covers Instant Hot Water Dispenser
• An ORA Home Warranty Insurance covers Oven-Range-Cooktop
• An ORA Home Warranty Insurance covers Plumbing
• An ORA Home Warranty Insurance covers Sump Pumps
• An ORA Home Warranty Insurance covers Telephone Wires

Home Buyers - Coverage Includes Seller
Items And Have These Items In Addition:

• ORA Home Warranties cover Ceiling Fans.
• ORA Home Warranties cover Central Air.
• ORA Home Warranties cover Exhaust Fans.
• ORA Home Warranties cover Freon Leak Repair.
• ORA Home Warranties cover Home Security System.
• ORA Home Warranties cover Refrigerator.
• ORA Home Warranties cover Septic Tank System.
• ORA Home Warranties cover Smoke Detector System.
• ORA Home Warranties provide coverage for Door Bell System.
• ORA Home Warranties provide coverage for Garage Door Opener.
• ORA Home Warranties provide coverage for Home Freezer.
• ORA Home Warranties provide coverage for Roof (leaks only).

Optional Extra Cost Items Available
To Home Buyers Are As Follows:

• An ORA Home Warranty Insurance covers Clothes Washer/Dryer
• An ORA Home Warranty Insurance covers Gas Lines (exterior)
• An ORA Home Warranty Insurance covers Spa / Jacuzzi
• An ORA Home Warranty Insurance covers Swimming Pool
• An ORA Home Warranty Insurance covers Water Softener
• An ORA Home Warranty Insurance covers Well Pump System

Buyer May Purchase A Supreme
Upgrade Of Coverage On These Items:

• An ORA Home Warranty Insurance Upgrade covers Air Conditioning
• An ORA Home Warranty Insurance Upgrade covers Code Violations
• An ORA Home Warranty Insurance Upgrade covers Dishwasher
• An ORA Home Warranty Insurance Upgrade covers Garage Door Opener
• An ORA Home Warranty Insurance Upgrade covers Heating
• An ORA Home Warranty Insurance Upgrade covers Hot Water Heater
• An ORA Home Warranty Insurance Upgrade covers Microwave (Built In)
• An ORA Home Warranty Insurance Upgrade covers Modification Charges
• An ORA Home Warranty Insurance Upgrade covers Plumbing
• An ORA Home Warranty Insurance Upgrade covers Range Oven Cooktop
• An ORA Home Warranty Insurance Upgrade covers Refrigerator
• An ORA Home Warranty Insurance Upgrade covers Trash Compactor

All coverage will vary based on the home warranty insurance contract selected. For specific coverage terms please refer to the terms, conditions, and limitation sections listed on the home warranty insurance contracts.

ORA specializes in providing home warranties and services to the following states:

• Illinois Home Warranty Insurance
• Indiana Home Warranty Insurance
• Kansas Home Warranty Insurance
• Kentucky Home Warranty Insurance
• Michigan Home Warranty Insurance
• Missouri Home Warranty Insurance
• Ohio Home Warranty Insurance
• Pennsylvania Home Warranty Insurance
• Tennessee Home Warranty Insurance

Get more information on our great home warranty insurance products call 1-800-472-7004 or visit us at orawarranty.com